Just Right Lending

Mortgage broker · Eastern suburbs Melbourne

Most people start by asking how much they can borrow.I look at your whole situation and find what's actually right for you.

Jane Betschel, mortgage broker at Just Right Lending

20 years

solving complex problems in corporate financial services, now applied one on one.

Over 30+ Lenders

compared on your behalf, not one bank's product shelf.

One point of contact

me, directly, every time. No junior handoffs.

Lenders I have access to

Major banks, customer-owned banks, and specialist non-bank lenders. Comparing across this panel is how independent advice actually works, rather than one institution's product shelf.

We can do the big three

NAB
ANZ
Westpac

But we always stretch and explore the full suite.

AMP
ANZ
Apollo by LMG
Assetline Capital
Australian Military Bank
Australian Financial
Auswide Bank
Bank Australia
Bank First
Bank of Melbourne
Bank of SA
Bankwest
Bendigo Bank
Better Choice Home Loans
Beyond Bank Australia
Bluestone
Bridgit
Brighten Home Loans
Firstmac
Granite Home Loans
Great Southern Bank
Health Professionals Bank
Heartland Bank
ING
La Trobe Financial
Liberty Home Loans
LMG
MA Money
Macquarie
ME Bank
MortgageEzy
Mortgage Mart Australia
MyState Bank
NAB
Orde Financial
OwnHome
Paramount Lending
Pepper Money
RedZed
resimac
Skip
St.George
Suncorp
Teachers Mutual Bank
Thinktank
ubank
UniBank
VMG Victorian Mortgage Group
Westpac
Zeus Capital

Solutions that fit your needs

Why people choose to work with me

I started this to solve complex problems for real people, the same way I did for big corporates for twenty years. Not just find you a rate, but look at your full situation and figure out the strategy that actually gets you where you're going.

Over going to a bank

Independent advice across a panel of lenders, not one product shelf.

Over a big franchise

Personal attention from me directly, every time. Strategy, not just processing.

Care and Independence

Independently ensuring you get exactly what you need.

What clients say

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Questions people ask before reaching out

See all FAQs →
I work casually, can I still get a home loan?

Often, yes. Casual and variable income is assessed differently to a standard payslip, but it isn't automatically a dealbreaker. It depends on your history and the specific lender's policy, which is exactly the kind of thing worth a conversation about.

Can I keep my house and buy a new one without a bridging loan?

Sometimes. It depends on your equity, your borrowing capacity and your timeline. There are a few different ways to structure this, and the right one depends entirely on your situation.

What happens if my financial situation is complicated?

That's the situation I'm built for. Twenty years of solving complex problems in corporate financial services carries directly into working through self-employment, multiple properties, or anything else that doesn't fit a standard template.

Come and have a chat

My clients will tell you the rest. There's no cost and no obligation to talk it through.

Book a call