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Just Right Lending

First home buyers

Ready to buy your first home?

Let's find a solution that's just right for you.

Securing your first home loan shouldn't be a hassle, and it doesn't have to be. Buying your first place comes with a lot of unfamiliar terminology and decisions that feel permanent. I'll walk you through what you're actually signing, what schemes or guarantees you might be eligible for, and what a realistic timeline looks like.

Working across a wide panel of lenders means I can look for the loan that suits your situation and helps keep your repayments down, rather than whatever one bank happens to offer.

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Your mortgage journey

  1. Say hi!

    We'll start with a quick chat to understand your goals and where you're at in your journey. No pressure, just a friendly conversation.

  2. Let's map this out

    Based on your goals, deposit and plans, I'll outline a personalised path forward and compare the loan options available to you, including any first home buyer schemes or guarantees you might be eligible for.

  3. How much can you borrow?

    I'll give you a clear idea of your borrowing power, so you know what kind of property is within reach and what's realistic for your situation. I'll also help you get pre-approval, so you can make offers with confidence.

  4. Offer accepted

    Congratulations! Once your offer is accepted, I'll get your loan moving towards final approval and keep you updated along the way.

  5. I'll handle the paperwork

    Leave the admin to me. I'll manage the application, liaise with the lender and keep you updated every step of the way.

  6. Settlement day and beyond

    Keys in hand! I'll make sure your loan is ready for settlement, and I'll still be here after you move in to check your loan keeps working for you.

Ready to talk it through?

A short, no-obligation conversation is the quickest way to see where you stand.

The lender panel behind that advice

Major banks, customer-owned banks, and specialist non-bank lenders. Comparing across this panel is how independent advice actually works, rather than one institution's product shelf.

  • AMP
  • ANZ
  • Apollo by LMG
  • Assetline Capital
  • Australian Financial
  • Australian Military Bank
  • Auswide Bank
  • Bank Australia
  • Bank First
  • Bank of Melbourne
  • Bank of SA
  • Bankwest
  • Bendigo Bank
  • Better Choice Home Loans
  • Beyond Bank Australia
  • Bluestone
  • Bridgit
  • Brighten Home Loans
  • Commonwealth Bank
  • Firstmac
  • Granite Home Loans
  • Great Southern Bank
  • Health Professionals Bank
  • Heartland Bank
  • ING
  • La Trobe Financial
  • Liberty Home Loans
  • LMG
  • MA Money
  • Macquarie
  • ME Bank
  • Mortgage Mart Australia
  • MortgageEzy
  • MyState Bank
  • NAB
  • Orde Financial
  • OwnHome
  • Paramount Lending
  • Pepper Money
  • RedZed
  • resimac
  • Skip
  • St.George
  • Suncorp
  • Teachers Mutual Bank
  • Thinktank
  • ubank
  • UniBank
  • VMG Victorian Mortgage Group
  • Westpac
  • Zeus Capital