Blog
Questions people actually ask
Plain-English answers to the mortgage questions that come up most, straight from Jane.
What Is a Mortgage Broker, and Why Use One Instead of Going Straight to a Bank?
A plain English answer, without the sales pitch.
3 March 2026
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How Much Can I Borrow? Why It's the Wrong First Question
It's the most searched mortgage question there is. Here's why I ask a different one first, and why it usually gets you further.
10 February 2026
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How much deposit do I need to buy a house?
Think you need a 20% deposit to buy a home? Think again. Here's how much deposit you really need to buy a house in Australia — whether it's 5%, 10%, or more.
12 June 2025
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How to Spot a Fake Loan Scam (and Why You're Safe with Just Right Lending)
Scammers are getting smarter — and fake loan websites can trick even the most careful Aussies. Here's how to spot the red flags, and why you're always safe with us.
7 January 2025
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Get Ready to Own: Preparing for Your First Home Loan
Preparation is key when looking for your first home loan — you need to get started at least 3 to 6 months before you're ready to apply.
23 May 2024
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Building Your Savings: The Importance of Genuine Savings
Building genuine savings not only helps you secure a home loan but also shows lenders that you're financially disciplined.
15 May 2024
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Understanding Deposits for First Home Buyers
Understanding the various costs involved and knowing how much deposit you need can help you better prepare for buying your first home.
8 May 2024
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Unlocking Your Dream Home: The Ultimate Guide to Your First Home Loan
Buying your first home is exciting but can feel overwhelming. This guide pulls together everything you need to know, with tips and action plans for each step.
5 May 2024
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How Parental Guarantees Can Help You Buy Your First Home
Parental guarantees can be a great way to help you buy your first home without needing a huge deposit.
1 May 2024
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Unlocking Government Assistance for First Home Buyers
Understanding the available government assistance programs can significantly ease the financial burden of buying your first home.
1 May 2024
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Get Your Paperwork Ready: Essential Documents and Bank Policies
Having the right documents and understanding bank policies can significantly improve your chances of getting your home loan approved.
23 April 2024
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Decoding Bank Jargon: A Simple Guide for Home Buyers
Buying your first home involves learning a lot of new terms — here's a simple guide to the bank jargon you'll come across along the way.
15 April 2024
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Choosing the Right Home Loan: Variable, Fixed, or Blended?
Choosing the right loan type depends on your financial situation, your future plans, and how comfortable you are with potential changes in your repayments.
1 April 2024
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Step-by-Step: Your Guide to Getting Home Loan Pre-Approval
Pre-approval shows sellers you're serious and gives you a clear idea of your budget. Here's how the pre-approval process works, step by step.
31 March 2024
Read more →How Much Deposit Do I Need to Buy in Melbourne's Eastern Suburbs?
There's no single answer, but there is a right way to think about it. Here's what actually shapes the number for you.
24 February 2024
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